Credit CARD Act of 2009
Pub. L. 111–24
Also known as: Credit Card Accountability Responsibility and Disclosure Act of 2009
US Codex doesn’t hold the enacted text of this law — the public-law corpus runs from the 113th Congress (2013) onward. What it changed in the U.S. Code, reconstructed from the credit notes, is listed below.
30 sections of the Code credited to this law, found between Public Law 110-460 and Public Law 111-137.
- 15 U.S.C. § 1602 — Definitions and rules of construction
- 15 U.S.C. § 1616 — Board review of consumer credit plans and regulations
- 15 U.S.C. § 1632 — Form of disclosure; additional information
- 15 U.S.C. § 1637 — Open end consumer credit plans
- 15 U.S.C. § 1640 — Civil liability
- 15 U.S.C. § 1650 — Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest
- 15 U.S.C. § 1651 — Procedure for timely settlement of estates of decedent obligors
- 15 U.S.C. § 1665c — Interest rate reduction on open end consumer credit plans
- 15 U.S.C. § 1665d — Reasonable penalty fees on open end consumer credit plans
- 15 U.S.C. § 1665e — Consideration of ability to repay
- 15 U.S.C. § 1666b — Timing of payments
- 15 U.S.C. § 1666c — Prompt and fair crediting of payments
- 15 U.S.C. § 1666i-1 — 1666i–1. Limits on interest rate, fee, and finance charge increases applicable to outstanding balances
- 15 U.S.C. § 1666i-2 — 1666i–2. Additional limits on interest rate increases
- 15 U.S.C. § 1666j — Applicability of State laws
- 15 U.S.C. § 1681b — Permissible purposes of consumer reports
- 15 U.S.C. § 1681j — Charges for certain disclosures
- 15 U.S.C. § 1693l-1 — 1693l–1. General-use prepaid cards, gift certificates, and store gift cards
- 15 U.S.C. § 1693m — Civil liability
- 15 U.S.C. § 1693n — Criminal liability
- 15 U.S.C. § 1693o — Administrative enforcement
- 15 U.S.C. § 1693p — Reports to Congress
- 15 U.S.C. § 1693q — Relation to State laws
- 15 U.S.C. § 1693r — Exemption for State regulation
- 16 U.S.C. § 1a-7b — 1a–7b. Protecting Americans from violent crime
- 12 U.S.C. § 5538 — Mortgage loans; rulemaking procedures; enforcement
- 15 U.S.C. § 1666i–1 — Limits on interest rate, fee, and finance charge increases applicable to outstanding balances
- 15 U.S.C. § 1666i–2 — Additional limits on interest rate increases
- 15 U.S.C. § 1693l–1 — General-use prepaid cards, gift certificates, and store gift cards
- 16 U.S.C. § 1a–7b — Protection of right of individuals to bear arms